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Do you qualify for an IVA?

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  • Discover your credit scorecredit score - without a credit check!
  • Find out if an best optionIVA is the best option to help you with your debt problems
  • Search the UK's top IVA companies for our best advisorbest advisor

Use our free IVA calculator to find out if you qualify »

We work with the UK's top IVA providers

  Money Debt & Credit Debt Free Direct Baines & Ernst Debt Advisory Line Relax Finance
The % of our customers who qualified for an IVA from these partners last month: 41% 35% 41% 38% 37%

Would an IVA suit you? Find out in minutes now »

What are the benefits of an IVA?

What are the benefits of an IVA?

An IVA (Individual Voluntary Arrangement) is a formal agreement between you and your creditors that will help pay off your debts through a series of regular payments.

IVAs are often a popular choice for those in debt because they can make it possible to write off a large proportion of the money that's owed.

Find out if you qualify now

  • Debt Free in 5 years
  • Telephone calls and payment demands stopped
  • Interest and late payment charges frozen
  • Single monthly payment
  • Protection from further court action
  • Professional status (e.g. Dr) unaffected
  • Could you get an IVA? Find out in minutes online now »

What are the alternatives to an IVA?

  Debt Consolidation Loan   Use the equity in your home to reduce your monthly repayments
  Debt Management Plan   You could freeze your interest and expand your repayment terms
  Trust Deed   A formal debt repayment plan for Scottish residents
  Bankruptcy   Your assets are seized - most people want to avoid this

15.1% APR Typical variable

WARNING: THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. ALL LOANS SUBJECT TO STATUS. BY TAKING OUT A CONSOLIDATED LOAN, THE REPAYMENT PERIOD IS USUALLY EXTENDED TO REDUCE THE MONTHLY REPAYMENTS AND THAT CAN INCREASE THE TOTAL COST OF THE LOAN.