Learn about Debt Relief Orders

What types of debt can be included?

A Debt Relief Order can only include certain types of debt.

These qualifying debts include:

• Credit cards, overdrafts, loans
• Rent, utilities, telephone, council tax
• Benefit overpayments and social fund loans
• Hire purchase or conditional sale agreements
• Buy now - pay later agreements

Certain types of debts can't be included in a Debt Relief Order and the people you owe these debts to can still take action against you, even if you have a Debt Relief Order in place.

These non-qualifying debts include:

• Court fines and confiscation orders
  (these are fines relating to criminal activity)
• Child support and maintenance
• Student loans

Find out what you qualify for »