Learn about Debt Relief Orders

Debt Relief Orders are granted by an Official Receiver to help insolvent individuals become debt free after just 1 year.

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What are the advantages of a Debt Relief Order?

A Debt Relief Order usually lasts for 1 year. After that time, you can make a fresh start with your finances.

  • Your debts will be written off after 1 year.
  • Your creditors cannot take further action against you without permission from the Court.
  • The £90 fee is less than the cost of petitioning for Bankruptcy.

You can apply for a Debt Relief Order if you only have spare available income of £50 or less a month after paying your normal household expenses.

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