Lines are open today from 8.30am - call on 0800 077 3286
or send us a message
IVAs, Debt Management Plans, Trust Deeds, Debt Relief Orders, Consolidation Loans & Bankruptcy
Find your best debt solution online - use our free debt tool to analyse your debts and find out your options.
Find out if you qualify online
- We'll suggest the most suitable debt solution for you based on your current debt and personal details
- We'll analyse your debt, income and personal situation to work out which debt solution might be best for you
- Clear advice on how to set up your solution
No fees or charges for our service
by phone
Talk to an advisor about your debt situation, they'll explain all the options available and help set up a debt solution that's right for you.
Lines are open today at 8.30am
0800 077 3286
(01329 888 374 from mobiles)
How much could you write off?
You could write off up to 60% of your debt with an IVA (Individual Voluntary Arrangement) typically after 5 years*.
Your interest and charges are frozen so that you can pay off the debt itself rather than the extra charges. An IVA will appear on your credit file for 6 years from the date you start it - after 6 years it will be removed.
View a summary of the debt written off in 2010 by one of our debt management partners.
Debt written off in 2011
Debt Free Direct helped their customers write off the following amounts of debt:
| % of people | % of debt written off |
|---|---|
| 15% | 65% |
| 20% | 60% |
| 27% | 55% |
| 34% | 50% |
These figures are based on actual creditors acceptance.
Reduce your debt repayments to an affordable level each month
With a Debt Management Plan, you could reduce your debt repayments to an affordable level each month without the need for an expensive loan.
One of our debt management partners will deal with your creditors on your behalf to minimise the contact you have with your creditors.
How can our Debt Solutions help?
It is important to consider all of the debt solutions available to you before making a firm decision on which option to take - whichever you choose, we aim to make the setup process as straightforward as possible.
Get an accurate indication to see all the benefits they offer. You'll be able to find out which solutions best suit your needs - and get help setting one up from a specialist adviser.
IVAs
Once an IVA has been set up and approved, your creditors will stop chasing you for payment - as long as you keep making your arranged payments.
An IVA is a serious consideration - if you don't keep up with your payments, you may be forced into bankruptcy.
Debt Management Plans
You could consolidate your debt repayments into one affordable monthly repayment - that could be as little as £150 per month.
A Debt Management Plan is not a legally binding contract, so if you don't make your payment on time, your creditors could still make demands for their money.
Our Debt Solutions
Learn about our debt solutions: